Marketplace Loan Secondary Markets: Path and Hurdles to Commoditization

The Many Faces of the P2P Secondary Market While online marketplace lending (MPL) has experienced nearly continuous growth in its investor and originator base over the past decade, the lack of liquidity and secondary market trading options remains one of the key hurdles[1]to broader adoption across investor segments. Fortunately, a growing number of players have Read more about Marketplace Loan Secondary Markets: Path and Hurdles to Commoditization[…]

What The Recent Tala and Modalku Funding Rounds Tell Us

  The Arrival of Tech-Enabled Loan Origination in Emerging Markets   In a little over a decade, the tech-enabled lending sector originally championed by the likes of Lending Club and Zopa has become a force in providing capital to consumers and small companies in EM. The recent Series C funding of Tala and Series B Read more about What The Recent Tala and Modalku Funding Rounds Tell Us[…]

From Disruption to Rebirth – The Emergence of Fintech Banking

A version of this article appeared in Caijing on August 21, 2017. Why has fintech turned from disrupting banks to becoming banks? On December 28, 2016, Xinwang Bank opened for business. This is China’s third internet bank, and the first one in the Southwestern region. According to the official website, the bank is “jointly created Read more about From Disruption to Rebirth – The Emergence of Fintech Banking[…]